Surplus Allocation Rules

Configure how your system invests money automatically once your Emergency Fund is full. Ensure your allocation totals 100%.

Asset Allocation

Total: 100%

trending_up Stocks & Market 60%

Primary wealth generation engine through index funds and equities.

savings Gold & Commodities 20%

Hedge against inflation and currency devaluation.

account_balance_wallet Opportunity Fund 10%

Liquid cash for market dips or short-term opportunities.

school Self-Investment 10%

Courses, certifications, and personal development.

Projected Split

Monthly Est. $1,000

Stocks $600

Gold $200

Opportunity $100

Learning $100

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How this works

Every time a deposit lands in your account, the system automatically routes 60% to your brokerage, buys 20% in gold ETFs, and parks the rest in your savings buckets.

Stock Portfolio Strategy

Define how the 60% allocated to stocks is invested.

shield

Conservative

100% Index Funds / Bluechip

Low Volatility
Steady Dividends

balance

Balanced Growth

70% Bluechip / 30% Mid-cap

Market Average Return
Moderate Risk

rocket_launch

Aggressive

50% Growth / 50% High-Risk

High Volatility
Max Growth Potential

Last saved: 2 days ago